By: michaelatvms
20/09/2008
8:53 am |
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By: steve.cvetkovic
18/08/2008
4:16 pm Yahoo! Profile:
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Hi there! Do you still have properties on S/E Qld...? I am seeking a property on vendor finance as I have a bad rating and want to find my mum a place to live. I can afford approx 2k per month with no deposit... I thank you in advance and look forward to your response...
Regards,
Steve |
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By: assurance.loans
16/08/2008
10:03 pm |
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By: assurance.loans
16/08/2008
10:02 pm |
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By: assurance.loans
16/08/2008
9:58 pm |
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By: pol_pak
16/08/2008
11:59 am Yahoo! Profile:
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Also some Community Organizations have similar to "financial planners" people there to help people understand and improve their budgeting.
Is cost effective for these, if recession comes it will again be an area of great need for service.
. |
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By: ecchi.gaijin
16/08/2008
11:04 am Yahoo! Profile:
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| Or perhaps see your bank as they may provide this service free. Just be careful about what you tell the bannk as it may trigger them to look closer at your finances. |
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By: ecchi.gaijin
16/08/2008
11:03 am Yahoo! Profile:
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| If you have trouble doing what pol pak suggests yourself, maybe a financial planner can do it for you. I realise this would cost money, but the benefit could quite easily outweigh the cost. |
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By: pol_pak
16/08/2008
10:31 am Yahoo! Profile:
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Tanya,
sort out what you owe, make a list for each loan, each regular expense, with amount owed, interest rates, required payments.
Spreadsheets are great, add a column with formula calculating interest accruing to each loan each day, and play at changing difference paying some extra money can make over a year, or longer.
Small changes can provide large long term savings.
Chaning from interest calculated monthly to daily can make a change.
Usually pay off higher interest rates best, as each extra dollar there lowers the interest accruing most.
Perhaps shuffle loans to where loan interest becomes tax deductable which helped self a lot !
Took out some cash loans, paid out long term loans, for there were clearly significant savings from lowering the interest rates.
. |
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By: ecchi.gaijin
12/08/2008
1:27 pm Yahoo! Profile:
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| trusts won't help with bankrupcy due to clawbacks. Even ignoring that who is going to pay the stamp duty on the transfer when they are already under financial strain? (unless your state has an exclusion for retaining beneficial ownership) |
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By: lasty49
12/08/2008
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Just becareful about going bankrupt.Landlords dont take too kindly to defaulters.
i would look at setting up trust to get some protection and then negoiate with the banks |
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By: ecchi.gaijin
11/08/2008
9:19 am Yahoo! Profile:
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| I think ACA ran some shows about avoiding bank charges etc, try contacting them as they may know some people that can help. If you already have a bad credit rating and negative equity in your home, you might want to talk to a lawyer about filing for bankrupcy. Depending on your circumstances you may be able to then go back to renting and save some money to start all over again rather than struggling just to get back to square one. |
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By: tanya.campion
11/08/2008
9:06 am Yahoo! Profile:
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We are in a bad position and would love some help. We are with a Non-conforming Lenderdue to a bad credit rating. We had a child with a medical condition who required treatment 2 & 1/2 years ago. We got behind on our repayments. We have been accruing a weekly late fee of $120. We pay above average interest rate. So, now we are stuck between a rock & hard place as our loan is now higher than the house value...
We earn over $5500 per month & have a small personal loan($50 per week) Any Ideas??? |
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By: ecchi.gaijin
10/06/2008
11:36 pm Yahoo! Profile:
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| Dr Ted* |
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By: ecchi.gaijin
10/06/2008
11:35 pm Yahoo! Profile:
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| Always funny to have a read through the rubbish on these threads. It appears Dr Phil didn't get his PHD in english. lol |
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By: cdfactoryaustralia
4/06/2008
7:45 pm Yahoo! Profile:
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| I have suitable property in s.e. queensland & willing to offer on a rent to purchase or vendor finance terms. if interested please email: visionsinbetterentertainm ent@gmail.com. we have been in your situation and it is really hard - we'll help if we can. |
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By: scamfighter@y7mail.com
4/06/2008
8:43 am Yahoo! Profile:
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| God you guys are gullible. Do you really believe any credible broker would need to advertise on a Message Board. For pete sake uses you brains these guys are just con artists trying to suck in those with limited intelligence |
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By: sendu2moon1
3/06/2008
9:19 am Yahoo! Profile:
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| I am seeking a loan for a home. I need 85,000 for the home and 4 and a half lots. My credit is in terrible shape due to divorce of 5 yrs now. I could manage 600.00/month for next 15-20 yrs. If could help I would really like to talk with you. You can reach me at eescalante2@yaho.com thank you. |
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By: g.clark3334
22/01/2008
4:14 pm Yahoo! Profile:
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Would be very interested in hearing about a personal loan.
Thank you
g.clark3334@yahoo.com.au |
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By: jessicagribble
4/01/2008
1:34 pm Yahoo! Profile:
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| Hi my partner and i want to buy a house we earn around $12,000 a month but as we both have minor credt problems we can not go through a bank, can anyone help? as we are currently pang $1,000 month in rent and would prefer to be paing of a house any info to illusonjess@hotmail.com |
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By: tanonelder
18/12/2007
7:18 pm Yahoo! Profile:
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Hi there,
I got your details on the below message board. Are you a broker? |
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By: tanonelder
18/12/2007
7:14 pm Yahoo! Profile:
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Hello there,
I was just wondering if you got a reply to your question re finance back in July?
Thanks
CC |
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By: mdonald7616
11/11/2007
10:26 pm |
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By: mortgagecentersydney
1/08/2007
3:16 pm |
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By: aqvarious
17/07/2007
9:37 pm Yahoo! Profile:
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Hi there, I am first home buyer with little bad credit around $600 default for mobile bill, such unfortunate...I am earning 67K per year and need to buy a house around 300K. I was wondering if you offer any loan with low interest rate.
Thanks in advance, 0438 650 179 |
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