By: vol800
20/09/2008
11:26 am Yahoo! Profile:
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| I hate both RAMS & RHG! RAMS misrepresented their mortgage offers but worse, exercising their contractual 'right' sold my mortgage contract to RHG who have steadily incrased rates (I began with a discount rate) so now there is no advantage for having negotiated my mortages (3 properties) to RAMS initially. THEN, RHG increase discharge rates from $150 - $295 now to $695 and I've kept letters from them when I've queried renegotiating rates/terms and they are all so arrogant and forceful. I can't wait to be out of my minimum contact term then I'm out of there. DON'T EVER SIGN UP WITH RHG OR RAMS.The big joke though, is now I'm getting letters from RAMS offering me cash towards paying out RHG penalty exit fees to come back to them.. you HAVE to be kidding- they can rot in hell. GREEDY DISGUSTING B*ST*RDS. |
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By: emily.hamilton@ymail.com
11/09/2008
8:55 pm Yahoo! Profile:
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| I have a RHG home loan since 1 year and my mortgage has massively increased. I have the original advertising and it says "cheaper than the big banks" "limited time, save $1000s" "hurry up to save money". But since then my rate has increased to 10.43%, it is insane. This is totally misleading advertising and we should report it to the ACCC. If there are a number of us that report it, then we have a case and the ACCC can take them to court. Anyone in? |
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By: annalisajames
6/09/2008
10:19 am Yahoo! Profile:
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| I agree - everyone I have dealt with at RHG has been incompetent, from the time my loan was settling in June 2007 to this week, no wonder they went broke. Also noticed their current CEO is on a nice A$500k a year for running a business into the ground whilst they continue putting their rates up month after month. Count me in for any class action! |
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By: wlarkham
5/09/2008
6:42 am Yahoo! Profile:
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| If it was the government being ripped off by RHG home loans, do you still think they would be in business. Looking at the directors share value I don't think they will be in business much longer, not sure what would happen then if administrators took over. |
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By: anne_currie2001
4/09/2008
5:06 pm Yahoo! Profile:
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| I couldn't agree more. I have had enough of their poor service- I sold a property in December 2007 and then they put up their mortgage discharge fee in Feb, 08- yet it was them who held up the settlement which was supposed to be Mid January!- I wonder if it was to get the $400 extra. The staff are increibly incompetent and rude. We need to launch a class action against this monster!!! |
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By: wlarkham
4/09/2008
10:42 am Yahoo! Profile:
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| RHG The former RAMS, not the second RAMS owned by westpac, and holding 13.2 billion in mortgages, has not been in the new home loan business for almost a year but their website is trying to look like they are.They are puting fees and interest up way beyond what the new RAMS is doing, for one reason and one reason only GREED! |
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